Auto Insurance Utah

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Auto Insurance Utah is perhaps best known for its rugged and diverse geographical features, such as that Great Salt Lake, Arches National Park, and the Colorado Plateau. Such as the best ways to appreciate Utah’s majestic landscape is by driving one of its 27 scenic byways, like Logan Canyon Scenic Byway, Mirror Lake Scenic Byway, the Trail of the Ancients, and Highway you need to make sure you have the proper auto insurance utah on your vehicle.

Auto Insurance Utah Such as that best cost of auto insurance averaged $1,245 per year according to our research. Quotes from the most expensive carrier cost 68% or $1,414 more than the cheapest company in Utah. However report below summarizes where we found the lowest rates for auto insurance utah by state and by each of the 32 cities, including Salt Lake City, Provo, and West Jordan, etc.

Auto Insurance Utah Requirements

The following minimum coverages are required in Utah:-

  • Bodily Injury Liability: $25,000 per person and $65,000 per accident
  • Property Damage Liability: $15,000 per accident
  • Personal Injury Protection: $3,000 per accident
  • Uninsured Motorist: $25,000 per person and $65,000 per accident
  • Underinsured Motorist: $25,000 per person and $65,000 per accident

Cheapest Auto Insurance in Utah

Auto Insurance Utah Such as Bear River Mutual, GEICO, and Farm Bureau Mutual. Progressive and American Family round out the top five most affordable carriers here. The average cost of insuring a Toyota Camry at the three cheapest companies was $804 – 35% below the state mean. We’d recommend including any one of these companies, as well as comparing at least three quotes, when you’re looking for low-cost auto insurance utah.

Utah Auto Insurance Information

Auto Insurance Utah, The state requires that you have a minimum level of certain types of auto insurance coverage. These include:-

  • Bodily Injury to Others: $25,000 per person/ $65,000 per accident
  • Property Damage Liability: $15,000 per accident

New Driver Licensing Requirements

  • Auto Insurance Utah residents who are at least 15 years old may apply for a Learner’s Permit. This permit allows the applicant (under 18) to have the following driving privileges:-
    • The applicant must drive 40 hours while supervised, 10 hours of which must be completed at night.
    • The applicant may drive if a licensed parent/legal guardian or driving instructor is seated in the seat adjacent to the driver.
    • The permit must be in the applicant’s possession for at least 6 months if the applicant is 17 years old or younger.
    • If the applicant turns 18 prior to the end of the 6-month holding period, he/she may apply for a driver license at that time.
  • If the applicant is 18 when applying for the permit, the following guidelines apply:
    • Must have a licensed driver who is age 21 or older in the seat adjacent to the driver.
    • Must carry the permit at all times.

Driver Licensing Requirements

  • Regular License. At age 16, if the applicant has completed all requirements for the permit phase, he/she may apply for a Regular Driver License.
  • Vision Screening. Applicants with a visual acuity of at least 20/40 and a peripheral of at least 140 degrees with or without corrective lenses may obtain an unrestricted permit. Restrictions are available for those with differing results.
  • Knowledge Test. Utah’s Driver Handbook covers all the necessary topics that are included in the knowledge test. Three attempts may be made to pass; however, on the third failure, the applicant must pay the fee again.
  • Road Test. The applicant will need to furnish the vehicle for the test, and the vehicle must be licensed, registered, insured and in good working order. The administrator will inspect the vehicle and evaluate the applicant’s following skill areas:-
    • Driving posture
    • Proper use of lanes
    • Turning
    • Starting and stopping
    • Grade and Parallel parking
    • Traffic observation
    • Backing
    • U-turns
    • Steering coordination
    • Attention at intersections.
  • Fees. The following fees are due upon application submission:
    • Learner Permit: $15
    • Under 21 Driver License: $30
    • Over 21 Driver License: $25.

Most Stolen Cars in Utah

Owning a car that is a high target for theft could mean higher insurance rates.

The following is a list of Utah’s most stolen cars in 2013, according

  1. Honda Accord.
  2. Honda Civic.
  3. Ford Pickup (Full Size).
  4. Chevrolet Pickup (Full Size).
  5. Nissan Altima.
  6. Subaru Legacy.
  7. Acura Integra.
  8. Toyota Camry.
  9. Jeep Cherokee/Grand Cherokee.
  10. Dodge Pickup (Full Size).

Compare Auto Insurance Quotes in Utah

Auto Insurance Utah regulations. Have no fear – QuoteWizard has compiled data from a variety of state, federal, and insurance industry sources to help you understand them. This page will show you which types of coverage are legally require in Utah, provide information about the cost of driving including average insurance rates, and share some insights about insurance risk to help you protect yourself and your family.

DUI Law and Penalties

The penalties for a first offense DUI conviction are:

  • Minimum of 48 hours in jail
  • Minimum fine of $700
  • 120-day driver’s license suspension

The penalties for a second offense DUI conviction are more severe:

  • Minimum of 240 hours in jail
  • Minimum fine of $800
  • 2-year driver’s license suspension
  • Required installation of ignition-interlock device

After a third DUI conviction the penalties increase to:

  • Minimum of 1,500 hours in jail
  • Minimum fine of $1,500
  • 2-year driver’s license suspension
  • Required installation of ignition-interlock device.

Required Proof of Car Insurance

Auto Insurance Utah, you must be prepare to show your car insurance identification card to law enforcement. You will get this identification card from your car insurance company when you buy a policy.

The insurance ID card must include all of the following:-

  • Name of the insurance company
  • Policy number
  • Effective date of the policy
  • Expiration date of the policy
  • Description of the year, make, or model of the insured vehicles, or the name of the insured driver.

Top 10 Vehicles in Utah

These are the most common vehicles owne by Utah drivers requesting car insurance quotes through QuoteWizard in the past year.

  1. Ford F150
  2. Honda Accord EX/LX
  3. Ford Ranger
  4. Chevrolet Cavalier
  5. Chevrolet Silverado
  6. Ford Explorer
  7. Ford Taurus
  8. Chevrolet Blazer
  9. Honda Civic
  10. Dodge Durango

Utah Car Insurance Laws

Auto Insurance Utah system requires that every driver buy $3,000 in personal injury protection to pay for immediate treatment after a car accident, regardless of who cause the crash. Medical bills beyond that amount and damage to cars are handle by state-mandated liability insurance. Utah’s bodily liability insurance requirements of $25,000 per person ($65,000 per accident) and $15,000 for property damage are about average compare with those in other states, but families with savings auto insurance utah.

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