Preferred Auto Insurance
The companies founding principle is based on providing honest and reliable services to our customers. Providing you with the best coverage at the best possible price is our mission. Preferred auto insurance has become one of the prominent insurance agencies serving Riverside.
Preferred Auto Insurance agency that prides ourselves with the long term relationships that we build with our clients. We shop several companies rates to find the best rate and product that fits our clients’ needs. We are a southern California company based in Riverside,
How do I become a preferred risk driver?
There are some simple means to improve your chances of becoming a preferred risk driver. Many within your control and some that are not:
- You must have a minimum number of moving violations a moving violation is when you receive a ticket for breaking. The legal rules of the road whilst your vehicle is in motion. For example; speeding tickets, DUI, reckless driving, illegal U-turns, switching lanes in a dangerous manner. Driving without due care and attention, etc.
- It also possible that insurer may look at the area. You live in, and other external factors up to and including your credit score.
- Secondly, you’ll probably have to be over the age of 25 and that’s because younger drivers have more accidents. It doesn’t mean that every young driver is reckless or incompetent in their approach to the road. But the insurer doesn’t have the resources to work out whether. And you may well have to be under the age of 70 too – that’s because health problems. For this age group can increase the risk of accidents.
Preferred Auto Insurance are generally concerned about having adequate amounts of coverage, for instance. High limits of liability in case they are at fault in an accident. Being more interested in the coverage than the price, they generally maintain continuous insurance for years without interruption. And the non-standard is character by carrying the very minimum coverage possible. At the lowest price regardless of the quality of the company and service.
Usually the non-standard or high risk client will not carry uninsured motorist coverage. The Standard Risk may have a ticket or two, an accident may be. And is more likely to be concerned with cost first and coverage second. Most often they will carry uninsured motorist coverage. But may be willing to insure with a company that offers a better price but less service or coverage. Than a more Preferred Auto Insurance company would.